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The last time interest was credited was on 11/10/2008.
The next time that interest will be calculated will happen on 12/10/2008
I have added this information to the banking page here:
http://www.bananas.org/credits.php?do=banking
The date you see there will update automatically each month to remove any confusion and make it clear for future generations. Glad we made this system easier to understand, thanks for the feedback!
Cheers