Sherry your predictions are correct for today, I have sprouts:
Purple Basil
Hot Marble Peppers (those in seed starter have not popped and it's been 4 weeks) these are within 5 days
These havent sprouted yet but I have my fingers crossed they are showing "changes"
Banana seed #1 the white showing is where I filed it
Banana seed #2
You can see a close up of the belly button of #2 a couple of posts below.
~JaNan