As of 2005 over 50% of all US personal bankruptcies were from medical bills. Even if you are fortunate enough to be able to pay the insane premiums for health care they will find a way to screw you when you really get sick and you'll die poor and bitter.
Since the housing market crash those stats may have changed but you get the point. We do need a change in this country. I don't claim to have an answer but what we have now is not working.
Medical Bills Leading Cause of Bankruptcy, Harvard Study Finds