Originally Posted by Richard

It appears to be the correct species of Loquat to produce fruit. The non-fruiting ornamental species is different in several respects.

If it was a grafted variety, it should have fruited by now. I think you are growing a seedling -- perhaps the rootstock of a grafted tree that somehow lost the fruit stock at the retail nursery. That can happen at chain stores and big box stores: the ground crew sees a damaged plant, "cleans it up", and puts the tag back on. If the plant had a tag from a major grower like La Verne then that's probably what happened. Then there are some small unscrupulous suppliers who will grow from seed and name them after the parent.

It's a beautiful healthy plant.