Apart from all these considerations,
yesterday I went for a quick visit to my banana plant on the coast (30 km from where I live on the hills), also because I still had to pick lemons in the same garden.
Just to give you an idea of the climate there, we are in January and the plant did not have any damage, is very comfortable in the middle of a flowering bouganvillea.
It's a young plant, and unfortunately there it only has a slice of soil, so the trunk is quite thin.
But not bad for winter time, yes?
From a single lemon tree I picked around 35 kg of lemons, like here:
Blessings