Absolutely!
Freezing temps will ruin your bananas.
I was kinda thinking someone from the Northern states would help out on this one.
We rarely see frost. But last winter, all my leaves turned purple and fell away
I had 2 fruiting plants which never enjoyed.
I dug up the corms and threw them into the pond....and they sprouted early this year..SHOCKER hehehe
If you have a blanket, lay it across the mulch. The cold air can move through the mulch. The blanket will help maintain the warm soil temps. Heat rises. The daytime warming from the sun try to leave the soil at night...harness all you can