IndianaSue

Tammy,
I know! Our home burnt because the neighbor on the next road over was burning "something" and walked away when it got out of control. It burned across 3- 10 acre parcels and all 14 of ours,garage,outbuildings,house down to the ground inside 3 hours!! 8 fire companies responded.. The fire inspector said he would have no trouble finding the person responsible but when it came down to it he said that two homes were burning in 20 mph gusts that day and he would charge noone since he couldn't prove which one was more responsible!!You'd think when they bulldozed their yard that would have been proof enough!! Our insurance company got stuck with the bill but found EVERY way to get around paying! Even on the extra riders for my husbands show cars,my custom van, antiques etc. We lost it ALL!! My daughters dog spent 5 1/2 months in the Purdue University burn unit having skin grafts and surgeries$$$$$$$$$$$$$$. House and garage are now up but not finished by far and lets not even get going about all of my plants lost!! Most were over 25 years old! I know your pain and frustration... I think in these cases we have to be the bigger person and just let it go although as hard as it may be, because in the long run they will get theirs! I would imagine that your insurance company could be of some help if they want to recoupe some of their funds. I would push that with them,especially since your insurance jumped so much!! Fight that! Maybe a good attorney here on the Org. will read your post and be able to help you out?! Take care and best wishes.

Sue