Akula

Thanks Larry. I'll check those links you provided.

I usually get a couple hours below freezing in the early morning to late morning ( 4am to 10am) maybe two to three times each year. With a major spike low of maybe 21F to 24F for a few hours once every three years it seems. All my sensitive stuff is South facing and gets sun by 9 am every morning. There is some protection from the N (big trees/neighbors house). Frost cloth has worked well for me.

The leaves on my bananana plants burn off every winter with a few exceptions but the pstems make it through he winter. The usuall cold hardy stuff of course.